Inventory financing

Capital for your injectable inventory — Botox Inventory Financing

We connect medical spa owners with lenders who provide working capital for neurotoxin supplies and aesthetic equipment.

Soft credit inquiry, no impact to your score.

4.9 Excellent · 3,200+ reviews via Big Think Capital
Industry terminology
  • Neurotoxin unit volume
  • Dermal filler stocking
  • Supply chain lead time
  • Patient retention rate
  • Aesthetic treatment margin
  • Seasonal injectable surge
  • Practice cash flow
  • Inventory turnover ratio
  • $10K–$250K Funding amounts
  • 24–48 hours Speed to approval
  • 1 soft pull Credit impact

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan Verified
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez Verified
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman Verified
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Fill out a form with your practice details and funding needs.
2
Us
Review matches
We identify lenders interested in your specific practice profile.
3
Lender
Finalize terms
Speak directly with the financing partner to agree on rates.
4
Lender
Receive funds
Capital arrives in your operating account for supplier payments.

Industry specific

  • Lenders understand med spa cycles
  • Financing tailored to cosmetic inventory

Zero upfront cost

  • We earn fees from partner lenders
  • You never pay a referral charge

Data security

  • All submissions use encryption
  • Your practice financial data stays private
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

New practice tenure

Banks require 5 years of history to approve standard loans.

We look at current treatment revenue and supply orders.
02

High inventory debt

Banks flag existing supply liabilities as high risk.

We focus on your recurring patient volume and margins.
03

Non-traditional assets

Banks refuse loans if collateral is not hard property.

We find lenders who value aesthetic clinic reputation.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative California · Working Capital
$80K–$100K

High-volume clinic

Bulk purchase of toxin and filler inventory for Q3 demand

Illustrative Florida · Revolving Line
$20K–$30K

Solo practitioner

Seasonal inventory increase before summer rush

Illustrative New York · Equipment Loan
$150K–$200K

Surgery center

New specialized laser unit and initial supply kit

Illustrative Texas · Short-term Loan
$50K–$75K

Multi-site med spa

Expanding patient intake capacity

How we label illustrative scenarios →

Beyond inventory

Practice management solutions

Optimize your patient booking systems, medical billing, and staff payroll with our verified network of administrative service partners.

Questions we get asked

Frequently asked.

They analyze your monthly treatment revenue and purchase history rather than just tax returns. Most look for at least $15k in average monthly gross revenue and 6 months of active operations to qualify for a line.